Online Banking Services

It seems that many people are looking for info on BBT and their Banking Products. BBT's official name is Branch Banking and Trust Company. They were established in 1872 so certainly have weathered quite a few storms. So let's check-out BBT Banking. :O)

They are a large bank based in the south east of the US. They have about $147 Billion in assets. They indicated that checking accounts and savings accounts can be opened over the phone, but CDs require a branch visit. So it seems like they are good for locals only. The BBT CD Rates were pretty awful, 0.80% APY for a 1-year CD and 1.00% for a 2-year.

However, they do have a $100 bonus on their checking account if you attach Direct Deposit or do 3 Bill pays.

Their FDIC number is 9846.
Phone: 800-BANK-BBT (800-226-5228)
Main Location: Winston-Salem, NC
Rating: 5-stars

America's Credit Union has some nice CD Rates. I'm giving you a freebie so if you like what you see, hop on over to their website. The promotional rates aren't good for IRAs. Membership is open to all. You can either be a current or retired member of the military or join the Association of the US Army ($33), link.

America's Credit Union is federally insured by the NCUA. They have a 7-month CD at 2.00% APY, 13-month at 2.15% APY, and a 25-month at 2.50%. Those are really good for this time. They do require $50 to be put into a savings account. The credit union CD rates are quite good (for the times we are in).

The credit union is federally insured by the NCUA. Currently up to $250,000 through 12/31/13. They have about $344MM in assets and a healthy 7.91% capital ratio. They had a $1.9MM profit for through 6/09. The ratings we use give them 4-stars.

Chris Duncan is a FINRA Registered Representative. He specializes in helping clients find the best and highest CD rates nationwide. His clients include individuals, financial institutions, corporations, and public agencies. Drop by and view our best Certificate of Deposit rates